Muscular Investing November 29, 2018 at 03:01 AM
Even a limited, restrictive program, such as the Federal Thrift Savings Plan, can be managed for greater gains with smaller losses. My Plan IQ shows us a successful formula that’s been tracked in real time since 2001... Read More
Muscular Investing November 27, 2018 at 02:01 AM
The Federal Thrift Saving Plan has many good features. But being limited to only five Vanguard mutual funds reduces participants’ gains and worsens their losses — unless those account holders know how to add an easy momentum factor to their choices... Read More
Muscular Investing November 22, 2018 at 02:25 AM
An easy-to-follow variation — independently tracked in real time, not a backtest — boosts TSP’s gain while reducing its losses. The method eliminates any drawdowns worse than about 11%... Read More
Muscular Investing November 20, 2018 at 10:00 AM
The largest tax-deferred, employer-matched contribution program in the US is the Federal Thrift Savings Plan. Unfortunately, its participants suffer from having few funds to choose from. The good news is that this can be fixed... Read More
Muscular Investing November 15, 2018 at 05:30 AM
Lazy Portfolios such as Morningstar’s generally ignore asset classes other than stocks, bonds, and REITs. Alternative assets, when combined with a Momentum Rule, give you diversification benefits that produce massive improvements in gains. This is Part 4... Read More
Muscular Investing November 13, 2018 at 01:57 PM
Adding one simple change raises the Bucket Portfolio’s annualized rate of return by an enormous 3½ percentage points. Over a 45-year investing career, that would result in an ending value more than four times larger than the static, unchanging Lazy Portfolio version... Read More
Muscular Investing November 08, 2018 at 05:45 AM
Morningstar’s ‘Bucket Portfolio’ is typical of so-called Lazy Portfolios — static investing strategies that never change the percentages allocated to a set of index funds... Read More
Muscular Investing November 06, 2018 at 02:01 AM
One of the most widely marketed recommendations for individual investors is the ‘Bucket Portfolio,’ developed by Morningstar Inc... Read More
Muscular Investing October 31, 2018 at 11:30 PM
Whether you call it evidence-based investing, 21st-century behavioral science, or Muscular Portfolios, you’re living through a financial revolution. Simple, easy formulas beat the market — complex formulas fail... Read More
