Muscular Investing

December 2018

Muscular Investing

Mark Hulbert Sentiment Indices: Advisers Are Contrary Indicators - part 4

by Brian Livingston

Advisers are just as bad at predicting the prices of gold and bonds as they are at forecasting equities, if not worse. • Whenever financial gurus are especially confident in their guesses about the market, the assets tend to move in exactly the opposite way... Read More 

Muscular Investing

Mark Hulbert Sentiment Indices: Advisers Are Contrary Indicators - part 3

by Brian Livingston

When professional advisers and newsletter editors are most bullish about the market, the Dow and the Russell 2000 go down, not up. • When they’re most bearish, large caps and small caps go up, not down... Read More 

Muscular Investing

Mark Hulbert Sentiment Indices: Advisers Are Contrary Indicators - part 2

by Brian Livingston

How does Hulbert know the weight financial advisers are recommending on the stock market and other asset classes? • He subscribes to their newsletters and websites, and then averages their percentage allocations... Read More 

Muscular Investing

Mark Hulbert Sentiment Indices: Advisers Are Contrary Indicators

by Brian Livingston

After decades of editing the Hulbert Financial Digest, Mark Hulbert is now debunking financial advisers’ guesses... Read More 

Muscular Investing

Improve a 'Bad' 529 College Savings Plan - part 4

by Brian Livingston

Some 529-type college savings plans are so restrictive that no more than two portfolio changes per year are possible. • If you’re willing to do a little extra footwork, you may be able to adapt your portfolio to market conditions a bit more often — without market timing... Read More 

Muscular Investing

Improve a 'Bad' 529 College Savings Plan - part 3

by Brian Livingston

After examining the investment choices a 529 plan offers, consider fees only as the second most important factor. • Don’t get hung up on a difference of 0.1 or 0.2 percentage point between one program’s fees and another’s... Read More 

Muscular Investing

Improve a 'Bad' 529 College Savings Plan - part 2

by Brian Livingston

Selecting a college savings plan from the scores that are out there is daunting, even for financial professionals. • Most ‘529-type’ tax-deferred programs are very restricted in their reallocation opportunities and don’t include a full set of global asset classes... Read More 

Muscular Investing

Improve a 'Bad' 529 College Savings Plan

by Brian Livingston

There are scores of different tax-free savings programs for college — and even K–12 private-school tuition, in some areas and plans. That’s a great way to cut taxes, but most of the accounts have limited investment choices and restrictive trading opportunities... Read More